European Payment Cards Yearbook

Finland - Summary

 

Price: £75.00
Purchase Finland Profile

Market Overview

 
Payment Organizations Luottokunta (bank service provider), Automatia (ATMs),
Finnish Bankers Association.
   
Domestic Scheme Pankkikortti debit cards, being replaced by MasterCard Debit or VISA Electron cards.
   
Market Structure Sophisticated market, with high levels of card use. Numbers of ATMs and cash withdrawals have been declining. The three biggest banks account for about 90% of sector assets.
   
Major Issuers Nordea, OP-Pohjola Bank, Sampo Bank, Savings Banks.
   
Major Acquirers Luottokunta, Nordea, OP-Pohjola Bank.
   

Key Statistics 2010

 
Population 5.363 million
Cards ATM cards: 112,000
Debit: 3.0 million
Delayed debit and credit: 4.1 million
Total: 7.448 million (including ATM cards)

 

 

 

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