European Payment Cards Yearbook

Czech Republic- Summary

Market Overview

  
Payment Organization BCA (Czech Bank Card Association)
   
Market Structure

The three largest Czech banks are owned by western European banks: CSOB by KBC of Belgium, Komercni banka by SociŽtŽ GŽnŽrale of France and Ceska Sporitelna by Erste Bank of Austria

As in most CEE markets, payment card issuance and use is growing rapidly. The three large banks dominate the market, with Ceska Sporitelna accounting for nearly 40% of cards issued.
   
Major Issuers Ceska Sporitelna, CSOB, Komercni banka, UniCredit Bank.
   
Consumer Finance Consumer credit from banks reached CZK 194.8bn (Û7.2bn) and non-bank consumer credit CZK 149.8bn (Û5.6bn) by 2008. Per capita, consumer borrowing is now over Û1,200 including non-bank credit.
   

Key Statistics 2008

  
Population 10.3 million
Cards Debit: 7.2 million
Credit and charge: 1.7 million
Total: 8.9 million

 

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Purchase Profile

 

 

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