European Payment Cards Yearbook

Estonia - Summary

	Price: £50.00
Market Overview
Payment Organizations	Pankade Kaardikeskus AS (PKK)

Market Structure	Estonia is the most developed of the Baltic markets and in many respects the most developed of all the CEE markets. There were 1.4 internationally-branded bank cards per capita in 2010; there were 125 card payments per capita, of which 112 were by debit cards. Most cards are debit cards; banks consolidated credit cards in 2010, as over 40% have been inactive. Swedbank (formerly Hansabank) and SEB Pank dominate the Estonian banking sector.

Major Issuers	Swedbank, SEB Pank.

Major Acquirers	Swedbank, SEB Pank.

Key Statistics 2010
Population	1.34 million
Cards	Debit: 1.4 million (thereof 10,000 domestic) Credit: 394,000 Total: 1.8 million