European Payment Cards Yearbook

Slovakia - Summary

	Price: £50.00
Market Overview
Payment Organization	ZBK, the Slovak Bank Cards Association.

Market Structure	Like other CEE markets, Slovakia has grown rapidly. By end-2010, the number of cards had reached 5.1 million. Cards issues are credit cards, debit cards, prepaid cards. Most cards are debit cards and have been used increasingly. ZBK manages the national ATM and POS network built out of the two ATM/POS networks of SLSP and First Data (Transacty). The number of POS payments exceeded ATM withdrawals in 2007, though value was much lower. SLSP (Slovenska sporitelna), VUB and Tatra banka, the three largest banks, are owned respectively by Erste, Intesa Sanpaolo and Raiffeisen.

Major Issuers	SLSP, VUB, Tatra banka.

Major Acquirers	SLSP, VUB, Tatra banka.

Key Statistics 2010
Population	5.43 million
Cards	Debit: 4.25 million Delayed Debit: 4,622 cards Credit: 0.85 million Total: 5.1 million