European Payment Cards Yearbook

Sweden - Summary

	Price: £50.00
Market Overview
Payment Organizations	CEKAB (now owned by EDB ErgoGroup); BDB Bankernas.

Market Structure	Card use in Sweden is above the EU average, though less than its Nordic neighbours. Historically, most cards were debit cards, but credit card numbers have now overtaken debit. Swedish debit cards are branded MasterCard, VISA, Maestro, VISA Debit or Electron. VisaNet and MasterCard Banknet are used for the clearing and settlement of domestic as well as international transactions.

Major Issuers	Swedbank Group, SEB, Svenska Handelsbanken, Nordea. EnterCard is a credit card JV between Swedbank and Barclays.

Major Acquirers	Swedbank, SEB, Svenska Handelsbanken, Nordea.

Key Statistics 2010
Population	9.378 million
Cards	Debit: 8.3 million Delayed debit: 2.4 million Credit: 9.6 million Total: 20.2 million